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Payment Orchestration Articles

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Payment Technology
Payment Routing
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  • Payment Retry Cascades: Decline Codes, Timing, and When to Stop Retrying

    Credit Floor: What It Is and How Floor Limits Work

    A credit floor is the transaction amount above which a card issuer must authorize a purchase before it clears. Here’s how floor…

    Stephen Rutledge

     
  • Adyen Payment Orchestration: Do You Still Need One?

    SCA vs 3DS2: What PSD2 Actually Requires You to Build

    SCA is the PSD2 mandate; 3DS2 is the protocol that satisfies it. Here’s the exact exemption math, what a compliant integration has…

    Stephen Rutledge

     
  • Payments Gateway Failover: What Happens When Your Processor Goes Down

    3DS2 Hosted Solution: Buy vs. Build for Multi-PSP Stacks

    A hosted 3DS2 solution means a third party runs the 3DS Server that initiates authentication requests, not the ACS and not your…

    Stephen Rutledge

     
  • Why PSP Integration Forces You to Rewrite Your Payment Stack

    Why PSP Integration Forces You to Rewrite Your Payment Stack

    Traditional PSP integration takes 3-6 months. Learn why, and how payment orchestration architecture lets teams go live in under 2 weeks without…

    Stephen Rutledge

     
  • Why Bad PSP Documentation Costs You Months of Development Time

    Why Bad PSP Documentation Costs You Months of Development Time

    Traditional PSP integration takes 3-6 months. Learn why, and how payment orchestration architecture lets teams go live in under 2 weeks without…

    Stephen Rutledge

     
  • Person using card to make payment

    Payment Orchestration vs. Payment Processing: Understanding the Differences for Modern Businesses

    Payment processing handles transactions. Payment orchestration decides how, where, and through whom they run. Learn how the two layers differ.

    Stephen Rutledge

     
  • Mobile payment with wallet app technology

    Payment Orchestration After PSP Integration: What to Expect, What to Watch

    Learn how payment routing boosts approvals and lowers costs. Explore Orchestra’s API-driven routing to simplify flows and recover lost sales.

    Stephen Rutledge

     
  • The True Cost of PCI Non-Compliance in Multi-PSP Environments

    The True Cost of PCI Non-Compliance in Multi-PSP Environments

    PCI non-compliance costs $5,000-$100,000 per month in fines, with breach costs averaging $10.22 million in the US. For organizations managing multiple PSPs,…

    Eyal Nevo

     
  • Third-Party Payment Gateway vs. Direct PSP Integration

    3D Secure Authentication: How 3DS2 Works and When to Use It

    3D Secure authentication adds identity verification to online card payments. Regional conversion data shows 3DS helps in some markets and hurts in…

    Stephen Rutledge

     

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