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Payment Routing

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Payment Technology
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  • Adyen Payment Orchestration: Do You Still Need One?
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    Adyen Payment Orchestration: Do You Still Need One?

    Adyen’s built-in routing optimizes payments within its own network. Here’s what Adyen payment orchestration and optimization actually covers, where it stops, and…

    Stephen Rutledge

     
  • Basis Point Calculator: Convert BPS to % or $ Instantly
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    Basis Point Calculator: Convert BPS to % or $ Instantly

    Use this basis point calculator to convert bps to percentages and dollar amounts, then see what a few basis points actually cost…

    Stephen Rutledge

     
  • Payment Retry Cascades: Decline Codes, Timing, and When to Stop Retrying
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    Payment Retry Cascades: Decline Codes, Timing, and When to Stop Retrying

    Payment retry cascades route declined transactions through alternate processors. Decline code classification, retry timing, and when to stop retrying.

    Stephen Rutledge

     
  • Payment Retry Cascades: Decline Codes, Timing, and When to Stop Retrying
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    Payment Gateway with Multi-PSP Routing: How It Works

    A payment gateway with multi-PSP routing connects to multiple processors and routes each transaction to the best one, based on cost, approval…

    Stephen Rutledge

     
  • Payment Retry Cascades: Decline Codes, Timing, and When to Stop Retrying
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    Payment card network: how it works & why routing matters

    A payment card network like Visa or Mastercard sits between the issuing bank and the acquiring bank, setting the rules and moving…

    Stephen Rutledge

     
  • Person making payment on phone with debit card

    How Orchestra Completes PSP Integration in Under 2 Weeks (Instead of 3-6 Months)

    Direct PSP integration usually takes 3 to 6 months, driven by custom API work, routing logic, and compliance review, not technical complexity.…

    Stephen Rutledge

     
  • Multiple Payment Gateways: Why One PSP Isn't Enough
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    Multiple Payment Gateways: Why One PSP Isn’t Enough

    A single payment provider costs you in failed transactions, vendor lock-in, and lost markets. Here’s the financial case for a multi-PSP strategy,…

    Adam Josephson

     
  • Payment Routing Optimization for Developers: How Orchestration Works
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    Payment Routing Optimization for Developers: How Orchestration Works

    Payment routing for developers explained with real data: how routing strategies affect authorization rates, what failover patterns look like in practice, and…

    Stephen Rutledge

     
  • Payment Transaction Success Rate: How Orchestration Lifts Approval Rates
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    Payment Transaction Success Rate: How Orchestration Lifts Approval Rates

    Every failed payment is lost revenue. With 80-90% of declines being recoverable soft declines, businesses that add intelligent routing and automatic failover…

    Stephen Rutledge

     
  • How To Lower Credit Card Processing Fees in 2026
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    How To Lower Credit Card Processing Fees in 2026

    U.S. merchants paid $187.2 billion in card processing fees in 2024. Here are proven strategies to lower credit card processing fees, from…

    Stephen Rutledge

     

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