Payment routing optimization

Intelligent payment routing: fewer declines, lower cost

Send each payment to your preferred gateway based on cost, performance and your own business rules.

Works with 130+ providers, including

Worldpay

Cybersource

Rapyd

Orchestra routing overview with provider split and success rates

Turn every transaction into a strategic decision

All routing features are included. Configure rules in minutes and change them without a deploy.

Cost optimization

Route to the lowest-cost PSP for each transaction type.

Approval rate boosting

Send challenging payments to the PSPs with the highest success rates.

Geographic routing

Route on customer location, for example EU cards to EU processors.

Business rule engine

Combine several criteria into one routing strategy, without code changes.

Real-time monitoring

Track routing performance and cost savings as they happen.

Instant rule updates

Change routing behavior from the dashboard, with no deployment.

Routing that pays for itself

Every processor charges different rates and approves different cards. Routing uses both to your advantage.

What teams are saying

“We added multi-PSP collection in weeks. Routing rules let us pick the cheapest processor for each market.”

Founder

Global invoicing platform

Routing results

15%

average cost reduction

8-12%

higher approval on hard transactions

<50ms

routing decision latency

24/7

real-time performance monitoring

How Orchestra solves it

Before Orchestra

Manual payment routing

  • Default routing to a single PSP
  • Higher processing fees on every transaction
  • Lower approval rates for hard payments
  • No cost optimization across providers
  • Manual switches during downtime

With Orchestra

Rules-based routing

  • Strategic routing across multiple PSPs
  • Lowest-cost provider by transaction type
  • Hard payments go to high-approval PSPs
  • Automatic cost optimization
  • Intelligent failover keeps you up

Configure routing rules in minutes

Questions and answers

Can Orchestra help me switch payment processors?

Of course. Whether you’re looking to replace an existing processor or add more options, Orchestra makes switching effortless. With our platform, you can test new gateways or payment methods without disrupting your current systems.

Does Orchestra support payment routing?

Yes, and it’s one of our standout features! With Orchestra, you can set up routing rules based on transaction type, currency, or even the geographic location of your customer. This flexibility allows you to optimize your payment strategy for efficiency and cost-effectiveness.

How long do new integrations take?

Most standard payment providers can be integrated within 2-4 weeks. Complex providers with unique authentication or unusual API patterns may take 4-6 weeks. We’ll give you a realistic timeline after reviewing their documentation.

Can I change routing rules without a deploy?

Yes. Routing rules change from the dashboard and apply to the next transaction. Your integration code stays the same.

See what orchestration looks like on your stack

Run a transaction through Orchestra’s sandbox, or talk to us about your current processor setup.

Free to start • No credit card required